What Makes Us Different?
The Advantage of an Independent Agency Working for You
- We represent multiple insurance companies.
- We are licensed insurance advisors.
- We are by your side every step of the way.
- We offer a wide variety of insurance solutions.
- We are there for you in your time of need.
Here at LRI Associates, we have one priority—you. That has been the primary mission of founders Michael Lewis and Jeffery Rachel when they began the agency back in 2012. We represent some of the most reputable and recognized insurance companies, giving us access to a variety of coverage options to bring you the best value when it comes to price, policy, and service.
Insurance alone only gets you so far. That’s why having the right insurance advisor and advocate by your side is essential. By building a relationship with you, we are able to inform you about your unique risks while offering comprehensive insurance solutions to help protect you from the unexpected and plan for the predictable.
Above all else, we take pride in putting your needs first, while serving you with honesty and integrity. By taking a service-oriented approach to insurance, we go the extra mile to find the right coverage to ensure your peace of mind. Because protecting what matters most to you is what we’re here for. Read more about us!
Experienced Agents
With over 25 years of industry experience, we understand what it takes to bring you the quality coverage you deserve.
Clients Come First
We focus on solving your insurance needs with the right coverage and fast, efficient customer service.
Trusted Partners
Our agency represents some of the most recognized regional and national insurance companies.
Our Core Coverages
Providing a variety of personal insurance and business insurance solutions is what LRI Associates does best.
Our Trusted Partners
The insurance companies you know from a trusted, local source.
We’re a Top-Rated Agency
Check out our reviews and see why you should switch to LRI Associates.
Real clients. Real reviews. Real coverage.
“I got triple to five times the coverage than I had with State Farm for half the price. I have referred family and friends here because I believe in them and they treat you wonderfully.”
– David Fields
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?
Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.
You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?
An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.
Umbrella Insurance 101
Make sure you cover the unique risks you face with umbrella insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
Not what you’re looking for?
Find even more interactive graphics for auto insurance, and business owners insurance.
Contact LRI Associates
As an independent agency, we are here to help you find the right coverage.
With two offices in Delaware, OH and Findlay, OH, we serve clients in Columbus, OH, Fort Wayne, IN, and throughout Ohio and Indiana.